Blog, Mortgage Tips & Advice 25 May 2023 How do I Pay off My Mortgage Sooner? One of the obvious benefits of homeownership has always been the sense of knowing that one day, your mortgage payments would stop, and you wouldn’t need to pay any form of “rent” for your home.… CMSpeople
Blog, Mortgage Tips & Advice 25 May 2023 Why Use a Mortgage Broker? There are several reasons why you might consider using a mortgage broker. Most potential homeowners and buyers default to going to their bank for a mortgage solution because that’s what we’re wired to do (hence… CMSpeople
Blog, Mortgage Tips & Advice 25 May 2023 What to Know When Working with a Mortgage Broker? As more and more homeowners explore their mortgage options, especially in today’s market, they’re realizing the added benefit of using a mortgage broker, often at no additional cost to them. The most obvious benefit of… CMSpeople
Blog, Mortgage Tips & Advice 25 May 2023 Benefits of Consolidating Debt into My Mortgage Consolidating your debts into your mortgage is often a no-brainer because of the multiple benefits, some of which include the following: Lower interest rates: by consolidating your debts into your mortgage, you’ll most likely be… CMSpeople
Blog, Mortgage Tips & Advice 25 May 2023 Benefits of a Variable Rate Mortgage Variable mortgages are a type of mortgage that is accompanied by a floating rate. In other words, the rate is not fixed throughout the length of the term. However, the payment on these types of… CMSpeople
Blog, Mortgage Tips & Advice 19 May 2023 Second Mortgage Ontario – 2023 Can a second mortgage affect your ability to refinance in Ontario? Here's what you need to know. Question from caller: “If I get a second mortgage in 2023, and want to refinance in 2024, will… CMSpeople
Blog, Mortgage Tips & Advice 12 May 2023 Reverse Mortgages Canada – 2023 How do you know if a Reverse Mortgage is the right solution for you in 2023? Reverse mortgages in Canada are a misunderstood mortgage solution that exists in the market. Many people are set to… CMSpeople
Blog, Mortgage Tips & Advice 15 Sep 2020 Variable Mortgage Rates – Variable Mortgage Rates Canada Variable mortgage rates are a hot topic and have been for several months now (as of writing – August 5th, 2020). The Bank of Canada key interest rate (policy rate) now sits at a level… CMSpeople
Blog, Mortgage Tips & Advice 01 Sep 2020 2020 Popular Search Term – Lowest Mortgage Rates Canada According to trending mortgage search terms in Ontario (2020), Ontarians are looking for information on the lowest mortgage rates. Here is what you need to know to get the Lowest Mortgage Rates Canada: To ensure… CMSpeople
Blog, Mortgage Tips & Advice 17 Aug 2020 Mortgage Brokers Near Me? We get it, you’re looking for someone to help you with your mortgage needs and just like when searching for other goods & service providers, you want to find someone near you because…. well, it’s… CMSpeople
Blog, Mortgage Tips & Advice 05 Aug 2020 Prime Rate Canada: Important Dates/Changes to Make Note Of October 2018 to March 2020 - Prime Rate Canada: 3.95% Change (March 4, 2020) – Bank of Canada cuts it’s key interest rate by 0.50% (half a percentage point) to 1.25% from 1.75% as… CMSpeople
Blog, Mortgage Tips & Advice 15 May 2020 How to Get a 2nd Mortgage with Bad Credit If you’re wondering how to get 2nd mortgage with bad credit, then you’ll soon realize that there’s less hurdles with 2nd mortgages compared to 1st mortgages. This is because, unlike 1st mortgages, 2nd mortgages don’t… CMSpeople