Ontario Mortgage Brokers, by Region
Find local mortgage help near you. Whole-market shopping, straight answers, and a mortgage that fits your life, from a team that has served Ontario for 37+ years.
Choose your region
Find local mortgage help near you, or read more about how we work below.
Toronto
The city core plus North York, Etobicoke, and Scarborough.
Peel Region
Mississauga, Brampton, Bolton, and Caledon.
York Region
Markham, Vaughan, Richmond Hill, and beyond.
Halton Region
Oakville, Burlington, Milton, and Georgetown.
Durham Region
Whitby, Oshawa, Ajax, and Pickering.
Hamilton & Niagara
Hamilton, St. Catharines, Niagara Falls, and the peninsula.
Waterloo & Wellington
Kitchener, Waterloo, Cambridge, and Guelph.
Southwestern Ontario
London, Windsor, Brantford, and Woodstock.
Eastern Ontario
Ottawa, Kingston, Belleville, and Peterborough.
Central & Northern Ontario
Barrie, Orangeville, Sudbury, and Thunder Bay.
For 37+ years we have helped homeowners and buyers right across Ontario get a mortgage that fits their life, without the runaround. To make it easy to find help close to home, we have grouped the province into the regions below. Find yours, see the cities we serve there, and get straight answers from a team that does this every day.
Mortgage help across Ontario
Canadian Mortgage Services is an Ontario brokerage, licensed by FSRA, and we shop the whole market on your behalf. That puts banks, credit unions, monoline lenders, and private lenders in one conversation, with the option that fits your home and your goals brought to you.
Why organize by region at all? Because a downtown Toronto condo, a new build in York Region, an older home in Hamilton, and a cottage up north are completely different files, and they do not all suit the same lender. Knowing which lender fits which property, in which area, is exactly what a local broker brings. Wherever you are in the province, you work with someone who knows your market and the lenders active in it.
We also keep it simple and work the way you prefer, by phone, text, email, secure document upload, or in person. Mortgages are what we do, every day, and we are here for the whole journey, not just the closing.
Why a broker, not just your bank
Your bank can only offer you its own products. We are independent, so we put the whole market to work for you and bring back the option that actually fits, which can change both your rate and whether your deal gets approved at all. There is no cost to you for us to shop it, and in most cases the lender pays us when your mortgage closes.
We also do not just chase the lowest number. We make sure the payment fits your budget and the way you actually live, and we do not disappear after closing. We check in at renewal and when life changes, a new job, a new baby, a new chapter, so your mortgage keeps fitting as you go. That is the difference 37+ years makes, and it is the same whether you are in the heart of Toronto or a small town up north.
What you get with Canadian Mortgage Services
Less stress, more time back
We keep it simple and work your way, by phone, text, or in person, so a mortgage is one less thing weighing on you.
A mortgage that fits your life
We do not just chase the lowest rate. We make sure the payment fits your budget, your goals, and the way you actually live.
A team that sticks around
We do not disappear after closing. We check in at renewal and when life changes, so your mortgage keeps fitting.
Mortgages across Ontario
Which areas of Ontario do you serve?
All of it. We have grouped the province into the regions above to make it easy to find help near you, from the GTA out to Southwestern, Eastern, and Northern Ontario. Pick your region to see the cities we cover there.
What does a mortgage broker do, and what does it cost me?
We shop the whole market for you, banks, credit unions, monolines, and private lenders, and bring you the option that fits. In most cases there is no cost to you, because the lender pays the broker when your mortgage closes. You get more choice and a better fit without paying for it.
Why use a broker instead of going straight to my bank?
A bank can only offer its own products and rates. We compare dozens of lenders and find the one that fits your property, your income, and your goals, which often means a better rate or an approval the bank could not do on its own. And we stay with you past closing.
Can you help me if I am not near your office?
Yes. We work across all of Ontario by phone, text, email, and secure document upload, as well as in person. Where you live does not limit your options, it just shapes which lenders fit best, and that is our job to sort out.
Do you only handle purchases, or renewals and refinances too?
All of it. Purchases, refinances, renewals, home equity and HELOCs, debt consolidation, first-time buyers, self-employed income, bad credit and private lending, reverse mortgages, and more. Whatever stage you are at, we can help.
How do I get started?
Call 905-455-5005 or contact us online, and we will start with a quick conversation about your goals. If you are buying, a pre-approval is usually the first step so you know your real budget before you shop. No pressure, just straight answers.
Find your local broker
No pressure, no jargon, just straight answers from a team that has done this for 37+ years. See why clients say their search ends here.