Ajax Mortgage Broker
The need for an Ajax mortgage broker in 2023 is higher than ever before, and it makes complete sense, given the extreme demand for housing in the GTA. In the years prior to the pandemic, Ajax was growing at a rate of about 4.15%. At the time, this growth was typical outside of the main GTA core. However, now the growth rate is much higher as residents of the GTA have more flexibility in their work schedules and therefore need to commute less frequently. This ‘flocking’ to less densely populated cities has driven up home prices resulting in the need for larger mortgages than the major banks can support.
Ajax, in the heart of Durham Region, is now one of the fastest growing populations in the eastern GTA. It’s a progressive and diverse community that is now home to over 135,000 residents. This number is expected to grow faster than in prior years – as too is the demand for an Ajax mortgage broker to help buyers achieve homeownership.
Like many other growing cities, popularity comes with its price – especially with real estate. As demand grows and supply dwindles, prices in Ajax are surprisingly not too far off from some of Ontario’s most expensive cities. According to the Toronto Regional Real Estate Board, the average price for a home in Ajax was $1.009 million as of July 2023.
Here lies the problem – while home prices have skyrocketed, incomes have not increased at the same rate. With interest rates significantly rising, many Canadians who once could easily get a mortgage for a home are now struggling to qualify.
Many buyers are turning away from traditional banks and are instead working with an Ajax mortgage broker like ourselves. The truth is, as an Ajax mortgage broker, we have options that the major banks cannot offer. – Options that are more lenient and better aligned with the current economic conditions. And so, you should never be disheartened if the major banks have turned you down. Instead, reach out to Canadian Mortgage Services, an Ajax mortgage broker, and let’s find some solutions that help boost your eligibility of owning a home while saving you money. We can complete the entire mortgage process virtually to make life easier and less stressful for you.
Contact us today for a free, no-obligation consultation.
Call (905) 455-5005 or request an appointment online.
Mortgage Broker Services in Ajax
If you are trying to find solutions for your financial needs, we can help you with more than just mortgages.
We’re here to help. Ask us about…
First-Time Home Buyer
An Ajax mortgage broker like Canadian Mortgage Services can guide first-time homebuyers who may have challenges understanding complex mortgage terms, navigating financing options, and determining what they can realistically afford. Our team can demystify the process by offering tailored advice, presenting suitable loan options, and helping you make informed decisions to achieve your home ownership goals.
Second Mortgages
If you are seeking a second mortgage, you may face higher interest rates due to perceived increased risk. As an experienced Ajax mortgage broker, Canadian Mortgage Services connects clients with diverse lenders, ensuring you receive competitive rates. We provide expert guidance, streamline the process, and help you leverage the equity from the primary residence.
Bad Credit Mortgage
Canadian Mortgage Services is an Ajax mortgage broker that can assist borrowers with poor credit histories. If banks have declined you because of perceived risk, we reach out to our network of lenders to find those that are more accommodating towards clients with credit issues and offer you favourable terms.
Equity Take Outs (HELOC)
Canadian Mortgage Services can help you take advantage of a Home Equity Line of Credit (HELOC) and tap into the equity built into your home. As an Ajax mortgage broker, we can get you HELOCs with competitive terms and rates, providing potential savings over the loan’s life. We also offer guidance on how much to borrow to ensure you manage your HELOC well and don’t compromise your financial stability.
Purchases & Refinances
Refinancing your mortgage can be a strategic move to better your financial situation, but it requires careful consideration. It involves various costs and penalties for breaking your current mortgage. Canadian Mortgage Services takes the time to understand your needs and presents the best refinancing solution considering current market conditions and your long-term objectives.
Power Of Sale / Notice Of Sale
Canadian Mortgage Services, an Ajax mortgage broker, has extensive expertise and resources to help you avoid the threat of repossession. If you are struggling with your current mortgage payments, we can offer solutions to refinance your mortgage so you can keep your home.
Debt Consolidation Services
Canadian Mortgage Services can help you leverage your property’s equity to consolidate higher-interest debts into your mortgage. We can help you benefit from a lower-interest payment structure and streamline multiple payments into one.
Privately Funded Mortgages
Access privately funded mortgages backed by individual investors or investment firms through an Ajax mortgage broker like Canadian Mortgage Services. We connect you to niche investors to get flexible loan terms tailored to your unique financial situation, especially if you do not meet the conventional lending criteria of traditional banks.
Mortgage Pre-Approval
CMS is an Ajax mortgage broker that streamlines the mortgage pre-approval process for potential homebuyers. We assess your financial health and tap into a broad network of lenders to find the best terms. Having pre-approval boosts your credibility, making you more attractive to sellers.
Mortgage Renewal
Canadian Mortgage Services can help renegotiate terms, secure a new rate, or even switch lenders when your current mortgage ends. We make sure you get the most competitive rates and terms during renewal.
Bridge Financing
As an Ajax mortgage broker, Canadian Mortgage Services can help you secure a short-term loan to bridge the gap between purchasing a new property and selling your current one. Our industry knowledge and relationships help facilitate processing, ensuring you don’t miss out on a property due to funding delays.
Financial Counselling
Canadian Mortgage Services isn’t just about helping clients secure loans or mortgages; we’re committed to guiding you toward financial wellness. We ensure you have the knowledge and tools to make smart financial decisions.
Let the experts at Canadian Mortgages Services give you our first-class customer service for any of these professional services.
Business Hours:
Monday 09:00 AM – 09:00 PM
Tuesday 09:00 AM – 09:00 PM
Wednesday 09:00 AM – 09:00 PM
Thursday 09:00 AM – 09:00 PM
Friday 09:00 AM – 09:00 PM
Saturday 09:00 AM – 05:00 PM
Sunday 09:00 AM – 05:00 PM
Mortgage Broker in Ajax- AMANDEEP HARISH- BA (Hons)
FSRA Lic. # M12001915
I am a well-balanced, yet extremely passionate and focused individual invested in continual growth and development, both personally and professionally. I am intrinsically motivated for success and highly adaptable to a variety of different situations. I enjoy helping others and find myself humbled by any opportunity to contribute to the growth of others. I am a firm believer in maintaining an active lifestyle and dedicate some of my day to fitness activities. I like spending quality time with family and close friends. I also enjoy a little bit of drama and so I get my daily dose from General Hospital!
Email: [email protected]
Mortgage Broker in Ajax- NEIL DREPAUL- B.Com.
FSRA Lic. # M12001712
I strongly believe that regardless of what you do, you should do it well, with passion and perseverance. I have a strong entrepreneurial spirit that drives me to succeed in growing my family business. I continue to seek out opportunities to expand our brand and take advantage of any opportunity to help others by sharing my knowledge and experiences with others. When I’m not hard at work with the business, I play hard! My hobbies include working out, leisurely/competitive sports, cooking and community development both locally and abroad. However, my true satisfaction comes from the enjoyment of company with my growing family and friends.
Email: [email protected]
About Us
Canadian Mortgage Services is Ajax’s trusted Mobile Mortgage Broker – we come to you! Since 1988, We have provided solutions for borrowers in the GTA who are considered to have less than desirable credit, within the ages of 21 to 65, who want to purchase or refinance their mortgage. We work to understand your circumstances and we truly believe that you are just as deserving of a mortgage approval as the next person. We’ll find the best deal for your mortgage, debt consolidation or home equity loan. We get fast approvals on mortgage and other loans. If it’s counseling you seek, we provide that as well! We serve residential, industrial and commercial clients! Has the bank denied your mortgage request? Contact us today! (905) 455-5005
Services
First Time Home Buyer Mortgage Ajax
Second Mortgages Ajax
Bad Credit Mortgage Ajax
Equity Take Outs (HELOC) Ajax
Purchases & Refinances Ajax
Power Of Sale / Notice Of Sale Ajax
Debt Consolidation Ajax
Privately Funded Mortgages Ajax
Mortgage Pre Approval Ajax
Mortgage Renewal Ajax
Bridge Financing Ajax
Financial Counselling Ajax