Mortgage Broker
London
Let’s talk London.
Mortgage Broker in London
London, Ontario has a lot going for it. A major university, a growing health sciences sector, and home prices that make GTA buyers do a double take. Canadian Mortgage Services has been helping Ontario homeowners since 1988, and we bring over 40 lender options to every deal. Buying, renewing, or refinancing. We make the process straightforward.
Known as the “Forest City,” London sits along the Thames River in southwestern Ontario. It’s a regional hub for healthcare, education, and manufacturing, with a growing population that’s pushing demand and slowly tightening the market.
London at a glance.
Did You Know?
London’s street names mirror its English namesake, you’ll find a Thames River, an Oxford Street, and even a Piccadilly Street. The city is also home to Western University, one of Canada’s top research institutions, and a major centre for medical research.
Why London residents work with us.
London’s market offers real value, but the lending process can still trip up buyers who aren’t prepared. We make sure you’re set up for success from the start.
Virtual service, full support
We serve London remotely with the same level of care and attention as an in-person meeting.
Beyond the big banks
We access 40+ lenders including credit unions, alternative lenders, and private lenders that most London buyers don’t know about.
Every income type
Salaried, self-employed, gig economy, commission-based. We know how to present your file for the best result.
We follow through
We don’t disappear after closing. We’re here for renewals, refinancing, and whatever comes next.
Your Mortgage Options in London
London offers something for everyone, from heritage homes in Old North to new builds on the south side. We match your financing to the property and your financial situation.
First-time buyers in London can stretch their budget further than in most Ontario cities, especially with government incentive programs. Homeowners looking to renew should always compare. We shop across 40+ lenders so you’re not overpaying.
We find options that the big banks won’t offer, and we do it with zero pressure. That’s been our approach for over 35 years.
Who We Work With in London
Our clients in London come from all walks of life. We’ve helped first-time buyers get into their first home with as little as 5% down. We’ve helped self-employed business owners prove their income when banks wouldn’t listen. We’ve helped newcomers to Canada secure financing within months of arriving, and we’ve helped homeowners facing financial difficulty find a way to keep their home through refinancing and debt consolidation.
No matter where you are in your financial journey, we start by listening. Then we build a plan that works, not just for today, but for the years ahead. That’s the advantage of working with a broker who’s been in this business for over 35 years.
London’s real estate market offers genuine affordability relative to the GTA, with strong fundamentals driven by Western University, the healthcare sector, and a diversifying economy. The city has seen increased attention from remote workers and GTA expatriates, gradually tightening the market.
What’s Happening in London Real Estate
London’s real estate market offers genuine affordability relative to the GTA, with strong fundamentals driven by Western University, the healthcare sector, and a diversifying economy. The city has seen increased attention from remote workers and GTA expatriates, gradually tightening the market.
If you’re watching the market or ready to move, we help London buyers and homeowners make decisions based on real data and experienced advice, not speculation.
A bank offers you their products and their rates. A mortgage broker offers you the market. We compare rates, terms, and conditions across more than 40 lenders, including options you won’t find at any single institution. For London buyers and homeowners, that means better rates, more flexible qualifying criteria, and terms built around your financial reality. Our service is free to you on most residential mortgages. The lender pays our fee.
Why use a broker instead of a bank?
A bank offers you their products and their rates. A mortgage broker offers you the market. We compare rates, terms, and conditions across more than 40 lenders, including options you won’t find at any single institution. For London buyers and homeowners, that means better rates, more flexible qualifying criteria, and terms built around your financial reality. Our service is free to you on most residential mortgages. The lender pays our fee.
How we help London homeowners & buyers.
We offer a full range of mortgage solutions for London residents. Whatever your situation, there’s a path forward.
First Time Home Buyer
Thinking about your first home in London? We break the process down into manageable steps and make sure you take advantage of every program available to first-time buyers.
Learn more →First & Second Mortgages
Buying your first London property or exploring a second mortgage? We shop across 40+ lenders to find you the right rate and structure for your situation.
Learn more →Bad Credit Mortgage
Been turned down because of your credit? We connect London buyers with lenders who look beyond the number and focus on your overall situation.
Learn more →Home Equity Line of Credit (HELOC)
Sitting on equity in your London home? A HELOC lets you access it for renovations, debt consolidation, or other priorities, and we’ll help you get the best terms.
Learn more →Purchases & Refinances
Thinking about refinancing your London home? Or buying a new one? We compare options across dozens of lenders so you get the best fit.
Learn more →Reverse Mortgages
London homeowners 55 and over can access their equity with a reverse mortgage, no monthly payments and no need to sell. We help you understand how it works and whether it’s a good fit for your retirement.
Learn more →Power of Sale / Notice of Sale
Facing power of sale in London? Time matters. Reach out early and we can explore refinancing options to help you stay in your home.
Learn more →Debt Consolidation
Multiple debts at high interest rates? We help London homeowners consolidate into their mortgage, simplifying payments and freeing up cash flow.
Learn more →Privately Funded Mortgages
Private mortgages offer an alternative when banks can’t help. We connect London residents with reliable private investors for short-term, flexible financing.
Learn more →Mortgage Pre-Approval
House hunting in London? Start with a pre-approval. It tells you exactly what you can afford and shows sellers you’re serious.
Learn more →Mortgage Renewal
Auto-renewing your London mortgage? That could cost you. We compare rates across 40+ lenders to make sure your next term is the right one.
Learn more →Bridge Financing
Caught between buying and selling in London? Bridge financing gives you the flexibility to move forward without waiting for your current home to close.
Learn more →Mortgage & Financial Counselling
Sometimes you just need someone to lay out your options. We offer London residents straightforward financial counselling. No sales pitch, just real guidance.
Learn more →Self-Employed Mortgages
Your tax return understates your income. We qualify London business owners on 6-12 months of real bank statements instead.
Learn more →5.0 ★ from 210+ Google reviews.
I had a fantastic experience working with Neil Drepaul. He helped me navigate the entire mortgage process from start to finish with incredible professionalism. What really stood out was his kindness and patience; no matter how many questions I had, he took the time to answer every single one thoroughly.
It would be an understatement to say that Neil went above and beyond in guiding my family through the journey to homeownership. He was always available to inform, support, and present us with the best options possible.
Neil was fantastic, he went above and beyond to help us get our mortgage. He was swift with communication and made the process easy.
Want to talk mortgages with a team that knows London like the back of their hand?
Contact us today or call 905-455-5005. No pressure, no obligation — just real answers from a team that’s been helping Ontarians since 1988.
Contact usMortgage Broker London — your questions.
Q01How much does it cost to buy a home in London right now?→
Q02How much do I need for a down payment in London?→
Q03Why should I use a mortgage broker in London instead of going to my bank?→
Q04What are closing costs when buying a home in London?→
Q05What first-time buyer programs are available in London?→
Q06When does it make sense to refinance my mortgage in London?→
Areas We Serve →
Toronto
The city core plus North York, Etobicoke, and Scarborough.
Peel Region
Mississauga, Brampton, Bolton, and Caledon.
York Region
Markham, Vaughan, Richmond Hill, and beyond.
Halton Region
Oakville, Burlington, Milton, and Georgetown.
Durham Region
Whitby, Oshawa, Ajax, and Pickering.
Hamilton & Niagara
Hamilton, St. Catharines, Niagara Falls, and the peninsula.
Waterloo & Wellington
Kitchener, Waterloo, Cambridge, and Guelph.
Southwestern Ontario
London, Windsor, Brantford, and Woodstock.
Eastern Ontario
Ottawa, Kingston, Belleville, and Peterborough.
Central & Northern Ontario
Barrie, Orangeville, Sudbury, and Thunder Bay.