Mortgage Broker Ottawa

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Mortgage Broker in Ottawa

As Canada’s Capital City, Ottawa needs no introduction. It is located to the east of southern Ontario and is home to more than one million residents. For those of you who are hockey fans, it is also home to the Ottawa Senators!… In recent years, there has been an uptick in population growth as people from all over the country are finding a place to live and settle. As a bonus, Ottawa is situated near Montreal (QC) and the U.S. border, which makes it a great place to live and be close to various other destinations and landmarks.

As a mortgage broker in Ottawa, Canadian Mortgage Services can assist you and your family with all of your mortgage needs. This may include purchasing your home in Ottawa, refinancing your home in Ottawa, equity take-outs, and much more. Canadian Mortgage Services specializes in mortgage solutions to help all residents of Ontario. This means that since Ottawa is just on the right side of the Ontario/Quebec border, we can easily service your mortgage needs. We specialize in tailored mortgage solutions based on our clients’ current circumstances. We lend our experiences to help you overcome any challenges you may have due to your financial or credit-related circumstances.

Over the past 30+ years, we have established partnerships with the right banks/lenders who understand that Canadian Mortgage Services works with all its clients to help them get on the right track to home ownership. It’s within these partnerships and our approach to helping all our clients that we will continue to leave a positive mark on our community and its members as a mortgage broker in Ottawa.

If you would like to know more about mortgages, and are looking for a mortgage broker in Ottawa, we would be happy to answer any questions that you may have and provide helpful tips and guidance along the way.

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Mortgage Broker Services in Ottawa

If you are trying to find solutions for your financial needs, we can help you with more than just mortgages.

We’re here to help. Ask us about…

First-Time Home Buyer

Understanding the intricacies of mortgages, especially as a first-time homebuyer, can be daunting. As a reliable mortgage broker in Ottawa, Canadian Mortgage Services can simplify financial jargon, guide you through various mortgage choices, and determine what’s within your financial capability. Our mission is to transform this potentially overwhelming process into a transparent one, providing tailored advice and empowering you on your journey to homeownership.

Second Mortgages

Are you considering a second mortgage? It’s important to note that lenders often charge higher interest rates since it is deemed more risky. With Canadian Mortgage Services, a seasoned mortgage broker in Ottawa, you don’t have to navigate the process alone. We tap into a wide network of lenders, ensuring you get the most competitive rates available. Our expertise helps you optimize the equity in your primary home.

Bad Credit Mortgage

Have you faced challenges securing a loan due to a less-than-perfect credit history? You’re not alone. As your trusted mortgage broker in Ottawa, Canadian Mortgage Services understands the hurdles faced by borrowers labelled as “high-risk” by traditional banks. Leveraging our extensive network of lenders, we pinpoint those ready and willing to work with clients like you, offering terms that recognize your unique circumstances.

Equity Take Outs (HELOC)

Considering tapping into your home’s equity through a Home Equity Line of Credit (HELOC)? As your go-to mortgage broker in Ottawa, Canadian Mortgage Services stands ready to assist. With our vast network of lenders, we can help secure HELOCs at competitive terms and rates, potentially saving you money over time. Beyond that, we’re here to offer tailored guidance on the ideal amount to borrow, ensuring your financial stability remains uncompromised.

Purchases & Refinances

Are you thinking of refinancing your mortgage to enhance your financial position? It’s a strategic move but one that calls for meticulous planning. Refinancing does come with its share of costs and potential penalties for breaking your existing agreement. But don’t worry, as your dedicated mortgage broker in Ottawa, Canadian Mortgage Services is committed to understanding your unique needs. We’ll guide you, ensuring you get the best refinancing solution that aligns with both the prevailing market conditions and your future goals.

Power Of Sale / Notice Of Sale

Are you confronting a threat of repossession due to missed mortgage payments? You’re not alone on this journey. Canadian Mortgage Services is a mortgage broker in Ottawa with deep expertise and a vast network of lenders ready to assist. We offer customized solutions to refinance your mortgage, ensuring that you retain the comfort and security of your home.

Debt Consolidation Services

Are you looking to leverage the equity in your property to consolidate higher-interest debts like credit cards? As a mortgage broker in Ottawa, we’re here to guide you. Canadian Mortgage Services can help you transition into a more favourable, lower-interest payment setup, turning multiple burdensome payments into one streamlined solution.

Privately Funded Mortgages

Do you need to get approval and secure a loan faster than traditional banks can offer? As your dedicated mortgage broker in Ottawa, CMS can help you access short-term financing. Privately-funded mortgage loans can be a great solution, especially for those with less-than-ideal credit histories. We’ll connect you with specialized investors, ensuring flexible loan terms that cater to your unique financial needs.

Mortgage Pre-Approval

Are you seeking a mortgage pre-approval? A mortgage broker in Ottawa, like CMS, can simplify your journey. We’ll assess your financial health, leverage our extensive network of lenders to secure the best terms and manage the paperwork. This accelerates your pre-approval process and equips you with a definitive budget for your house hunt. A pre-approval boosts your confidence and enhances your appeal to sellers.

Mortgage Renewal

As your current mortgage term approaches its end, it’s time to consider the next steps. Canadian Mortgage Services is here to assist you in renegotiating terms, securing a better rate, or guiding you if you want to transition to a different lender. Together, we’ll explore the most competitive rates and favourable terms for your renewal.

Bridge Financing

Are you navigating the transition between buying a new property and selling your current one? With a mortgage broker in Ottawa like CMS, we can assist you in securing a short-term bridge loan. Leveraging our deep industry insights and strong relationships, we expedite the process, ensuring that funding delays don’t hinder your property aspirations.

Financial Counselling

As your trusted mortgage broker in Ottawa, Canadian Mortgage Services is dedicated to steering you towards a path of financial wellness. We are committed to empowering you with the knowledge and resources you need to make informed economic choices. Your financial success is our shared journey, and we’re here to guide you every step of the way.

Experience first-class customer service with experts at Canadian Mortgage Services. Whether you’re a first-time homebuyer, refinancing, or exploring investment opportunities, we provide professional assistance tailored to your needs. Contact us today.

Business Hours:

Day	Hours
Monday	09:00 AM – 09:00 PM
Tuesday	09:00 AM – 09:00 PM
Wednesday	09:00 AM – 09:00 PM
Thursday	09:00 AM – 09:00 PM
Friday	09:00 AM – 09:00 PM
Saturday	09:00 AM – 05:00 PM
Sunday	09:00 AM – 05:00 PM

Certified by Google

Amandeep Harish - Principal Mortgage Broker - BA (Hons)

FSRA Lic. # M12001915

I am a well-balanced, yet extremely passionate and focused individual invested in continual growth and development, both personally and professionally. I am intrinsically motivated for success and highly adaptable to a variety of different situations. I enjoy helping others and find myself humbled by any opportunity to contribute to the growth of others. I am a firm believer in maintaining an active lifestyle and dedicate some of my day to fitness activities. I like spending quality time with family and close friends. I also enjoy a little bit of drama and so I get my daily dose from General Hospital!

Email: [email protected]

Neil Drepaul - Mortgage Broker - B. Com.

FSRA Lic. # M12001712

I strongly believe that regardless of what you do, you should do it well, with passion and perseverance. I have a strong entrepreneurial spirit that drives me to succeed in growing my family business. I continue to seek out opportunities to expand our brand and take advantage of any opportunity to help others by sharing my knowledge and experiences with others. When I’m not hard at work with the business, I play hard! My hobbies include working out, leisurely/competitive sports, cooking and community development both locally and abroad. However, my true satisfaction comes from the enjoyment of company with my growing family and friends.

Email: [email protected]

About Us

Canadian Mortgage Services is Ottawa’s trusted Mobile Mortgage Broker – we come to you! Since 1988, We have provided solutions for borrowers in the GTA who are considered to have less than desirable credit, within the ages of 21 to 65, who want to purchase or refinance their mortgage. We work to understand your circumstances and we truly believe that you are just as deserving of a mortgage approval as the next person. We’ll find the best deal for your mortgage, debt consolidation or home equity loan. We get fast approvals on mortgage and other loans. If it’s counseling you seek, we provide that as well! We serve residential, industrial and commercial clients! Has the bank denied your mortgage request? Contact us today! (905) 455-5005