Blog 26 May 2023 Rethinking the 5% Down Payment In 2023, and the ever-evolving real estate market, it's crucial to address common misconceptions that can impact home buyers' decisions. While we touched on this topic in a previous blog, recent conversations with our clients… nkad3
Uncategorized 25 May 2023 The New First Home Savings Account (FHSA) – What is it? Recently the government of Canada announces the launch of a First Home savings account which is geared towards first-time home buyers and designed to help them save for their down payments. The best way to… CMSpeople
Uncategorized 25 May 2023 I’m Behind on My Mortgage Payment – What Should I Do? Although have the best of intentions, sometimes we find ourselves in financial constraints that cause us to fall behind. Most homeowners will tend to make the difficult choice of having non-payments on their other debts… CMSpeople
Uncategorized 25 May 2023 Rent vs Owning your Home – Which One is Right for You? Renting and buying a home are two options to consider when deciding to move or plant roots. Both options have their benefits and the one that is right for you will depend on a variety… CMSpeople
Uncategorized 25 May 2023 Reset Your Expectations of a Mortgage Pre-Approval If you’re like most people, then you are aware that one of the first steps of the home-buying process is to obtain a pre-approval. However, like most people, you might be under the impression that… CMSpeople
Uncategorized 25 May 2023 Take a Second… Before you Take a 2nd Mortgage If you’re not familiar with a 2nd mortgage, it is simply a loan that is collateralized by your home as 2nd priority to your existing mortgage. These types of mortgages have become more and more… CMSpeople
Uncategorized 25 May 2023 How do I Pay off My Mortgage Sooner? One of the obvious benefits of homeownership has always been the sense of knowing that one day, your mortgage payments would stop, and you wouldn’t need to pay any form of “rent” for your home.… CMSpeople
Uncategorized 25 May 2023 Why Use a Mortgage Broker? There are several reasons why you might consider using a mortgage broker. Most potential homeowners and buyers default to going to their bank for a mortgage solution because that’s what we’re wired to do (hence… CMSpeople