May 2023

Buying a home is a major financial undertaking, and one of the most important decisions is choosing the right bank and mortgage product. Something as simple as searching for a “mortgage broker near me” can…

To begin, let's gain an understanding of the various categories of mortgages: In the world of mortgage lending, we commonly distinguish between three major tiers: A-lender mortgages (also known as 'A' bank mortgages), B-lender mortgages,…

Mortgage rates are influenced by several economic factors, including inflation. When inflation is high (as it currently is at the time of writing) mortgage rates tend to rise in response to this. This happens for…

Are you planning to buy a home in Canada in 2023? One key factor to consider when seeking out mortgage financing is the annual interest rate, as it significantly impacts your monthly payments and overall…

Mortgages in Canada are an essential part of the growing Canadian real estate market. A mortgage is a loan (from a bank or lender) that is taken out to finance the purchase of a home.…

Mortgage interest rates and mortgage affordability are two critical factors that Canadian homeowners and buyers must consider when looking for the best mortgage. And let’s remember, ‘best’ is subjective and circumstantial. Mortgage rates and mortgage…

In the world of mortgage financing, borrowers can choose between different types of mortgage lenders, including tier-A banks, B lenders, credit unions, and private lenders. And of course, mortgage interest rates are usually a large…

Homebuyers can easily become confused and overwhelmed when trying to find the right mortgage on their own. This is why a mortgage broker is such a useful resource. - they act as a matchmaker by…

When purchasing a new construction home from a builder, one of the first and most important steps to consider is to get pre-approved for a mortgage. A mortgage pre-approval is the process in which a…

Applying for a mortgage seems simple enough. You fill out an applicationà submit à get approved. But what happens if the application doesn’t get approved? You’re probably wondering what went wrong. Let’s talk about what…