Helping You Find the Best Mortgage Rates in Ontario

CMS Mortgages makes it easy to buy a home, access your equity, or refinance. We’ll help you every step of the way.

Helping You Find the Best Mortgage Rates in Ontario

CMS Mortgages makes it easy to buy a home, access your equity, or refinance. We’ll help you every step of the way.

Your Trusted Mortgage Brokers in Ontario

The best mortgage rates in Ontario — tailored to you.

We understand how important it is to get a mortgage rate that works for you. Instead of showing rates that may not apply to your situation, at Canadian Mortgage Services, we focus on finding the best option for you —  at the best rate. Whether you’re buying your first home, refinancing, or looking for a second mortgage, our trusted brokers are here to guide you every step of the way.

Credibility You Can Trust

Our Clients Love Us

You Could Be Our Next Positive Review!

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VL Herrin profile picture
VL Herrin
July 25, 2026
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Neil was absolutely amazing. He made a process, that at times seemed unattainable, less stressful. He guided each step of the process with ease and expertise. I am most grateful for all his help, always thankful
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Justin Rumbolt profile picture
Justin Rumbolt
July 24, 2026
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Been working with Neil at CMS for over 10 years now. He’s handled the last few mortgages I’ve done. Always goes above and beyond to ensure a seamless process. Highly recommend using.
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Jeff profile picture
Jeff
July 14, 2026
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Neil is a five star professional! He was always available to answer any questions big or little. We would highly recommend him!
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Brittany Rodgers profile picture
Brittany Rodgers
June 30, 2026
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Neil is very knowledgeable, responsive and friendly. As a first time home buyer, I had numerous questions and he never hesitated to answer every last one of them. I would certainly recommend him and retain his services again in the future!
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WE “Willy” Lee profile picture
WE “Willy” Lee
June 23, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent service!! Would not hesitate to recommend CMS to anyone ; my broker Neil was very professional with a calming and assuring tone from start to a successful closing. Good job CMS and thank you Neil!!
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WHY CHOOSE CANADIAN MORTGAGE SERVICES?

Best Mortgage Rates

Access to big banks and private lenders.

Transparency You Can Trust

Thousands of happy clients since 1988.

Fast Approvals

No long waits, we act quickly to secure your mortgage.

CMS is your leading
MORTGAGE BROKER.
SERVING ONTARIO
since 1988

Mobile Mortgage Broker & Agents | Ontario

Who has time to wait weeks for a mortgage approval? Life moves fast—and so do we. At Canadian Mortgage Services, we’ve been helping people in Ontario get the right mortgage quickly and without stress since 1988.

When you choose us, you’re not just getting a mortgage—you’re getting access to a trusted network of lenders. From big banks to private lenders, we’ve built strong connections to give you better options and faster results.

Every mortgage journey is different. Whether you’re buying your first home, refinancing for a better rate, or dealing with a tricky financial situation, we find solutions that fit your needs. From first and second mortgages to home equity loans, our team keeps the process simple and clear, guiding you every step of the way.

At Canadian Mortgage Services, we take the guesswork out of mortgages so you can focus on your next steps. Let us help you find the right option for your life—and your budget.

Your Solutions

Our Services

First and Second Mortgages

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Equity Take Outs (HELOC)

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Purchases & Refinances

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Power of Sale / Notice of Sale

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OUR PROMISE TO OUR CUSTOMERS

Real Mortgage Solutions for Real Life Situations

At Canadian Mortgage Services, we embrace honesty by securing the best mortgage rates tailored to you—no surprises here! Trust is key, and we put your needs first, working solely for you and not the lenders or realtors. With integrity at our core, you can count on us to always have your best interests in mind. Rest assured, your personal information is kept secure and confidential. We pride ourselves on exceptional service, keeping you informed and setting realistic expectations, all while working quickly and efficiently to meet your needs. Let’s make your mortgage journey enjoyable and stress-free!

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