Blog 31 Jan 2023 Land Transfer Tax – What is it? What is it? Although not directly tied to mortgages, the Land transfer tax is an important cost and consideration for all home buyers when purchasing a property. In Ontario, when you purchase (or acquire) land… nkad3 No Comments
Blog 24 Jan 2023 Insured vs. Uninsured Mortgage: What Is the Difference? Comparing an insured vs uninsured mortgage in Ontario? Learn down payment rules, rate differences, insurance premiums, and how to choose the right option. nkad3 No Comments
Blog 17 Jan 2023 How do I Remove a Name from a Mortgage in Ontario? Taking someone's name off a mortgage in Ontario usually means a new mortgage in one name. 2026 rules, the spousal buyout option, costs, land transfer tax. Neil Drepaul No Comments
Blog 10 Jan 2023 How do I Improve My Credit Score? First, let’s discuss why credit is important and what constitutes a good credit score in Canada from 2022/2023 onwards. Why is a Good Credit Score Important? Credit scores (aka FICO Scores) are very important in… nkad3 No Comments
Blog 03 Jan 2023 Bad Credit Mortgages – Life Happens Bad credit mortgages in Ontario: what lenders accept after missed payments, a consumer proposal or bankruptcy, and how B and private lenders price them. nkad3 No Comments
