Blog 31 Jan 2023 Land Transfer Tax – What is it? What is it? Although not directly tied to mortgages, the Land transfer tax is an important cost and consideration for all home buyers when purchasing a property. In Ontario, when you purchase (or acquire) land… nkad3 No Comments
Blog 24 Jan 2023 Insured vs. Uninsured Mortgage: What’s the Difference? All mortgages in Canada (regardless of the bank) fall into one of 2 categories: Insured or uninsured mortgages. One of the great benefits of being a first-time home buyer in Canada is the option to… nkad3 No Comments
Blog 17 Jan 2023 How do I Remove a Name from a Mortgage in Ontario? Removing a spouse from a mortgage in Canada is the most common request we get, typically during a legal separation. However, a legal separation isn’t the only reason one might want to remove a name… nkad3 No Comments
Blog 10 Jan 2023 How do I Improve My Credit Score? First, let’s discuss why credit is important and what constitutes a good credit score in Canada from 2022/2023 onwards. Why is a Good Credit Score Important? Credit scores (aka FICO Scores) are very important… nkad3 No Comments
Blog 03 Jan 2023 Bad Credit Mortgages – Life Happens You might be surprised to learn just how common “bad credit Mortgages” are. If you were to consider the entire pool of homeowners out there today, chances are that many of them have less than… nkad3 No Comments
