Blog 07 Sep 2018 Fixed or Flexible Mortgages: What You Need to Know When Buying a Home Are you a first time home buyer debating between a fixed or variable mortgage? If you are, this is not an unusual dilemma to be in as a first time home buyer, and as a… nkad3
Blog 24 Aug 2018 Factors to Consider When Shopping for a Mortgage Shopping for a first mortgage is not like shopping for a new car. When you shop for a new car, everyone wants your money and in order to make sure they get your money, they’ll… nkad3
Blog, Mortgage Tips & Advice 10 Aug 2018 Everything You Need to Know About Being Pre-Approved for a Mortgage A mortgage pre-approval is a useful first step when determining one’s affordability. Its primary focus is the applicant/s income which is used to calculation that maximum mortgage payments that you can carry based on that… CMSpeople
Blog 27 Jul 2018 Can You Refinance a Mortgage With No Equity? Mortgage refinancing is a very popular trend throughout the year and is not restricted to the seasonal high’s and lows experienced on the purchase financing side of things. Unlike purchase financing, it is important to… nkad3
Blog 13 Jul 2018 Benefits of a Privately Funded Mortgage Privately funded mortgage: 2018 is probably the most relevant year to discuss this topic, or at least it’s more relevant now than in the many years prior. A privately funded mortgage is the option that… nkad3
Blog 09 Aug 2017 Will the Housing Market Crash? The housing market has experienced historical growth in appreciation in recent years, having many people ask, “will the housing market crash?”. The concern stems from the fact that the current levels of appreciation cannot be… nkad3 No Comments
Blog 26 Jul 2017 The Importance of Mortgage Protection Insurance Many of our clients often ask about insurance options when taking a mortgage. Like many other forms of insurance, mortgage protection insurance offers a peace of mind in the event of unfortunately life events that… nkad3 No Comments
Blog 28 Jun 2017 Should Your Mortgage for an Income Property be Different than your Home Mortgage A mortgage for income property can be different from the mortgage you have on your primary residence but it depends on personal circumstances and goals. For example, you may have a 5-year fixed mortgage on… nkad3 No Comments
Blog 31 May 2017 The Difference Between Private Mortgage Lenders And Banks As many borrowers come to know, there are few types of mortgage lenders that exist in the world of lending. To simplify things, there are 3 main types: “A Lenders” “B Lenders” Aka “Alternative Lenders”… nkad3 No Comments
Blog 17 May 2017 What is Power of Sale? A ‘power of sale’ is the legal terminology used for the repossession of real estate by the bank that holds the mortgage. In almost 100% of cases, a power of sale takes place when the… nkad3 No Comments
Blog 03 May 2017 How Mortgage Rates Today Differ From 10 Years Ago Thankfully, mortgage rates today (even now in 2017) have remained historically low which is great for Canadians. Unless you’ve owned a home for quite some time, it may be difficult to understand what dictates Canadian… nkad3 No Comments
Blog 19 Apr 2017 Why You Should Work With a Mortgage Advisor With all the banking guideline changes that have taken place between 2016 –present, it’s important to speak with a mortgage advisor. When we say mortgage advisor, we don’t mean an advisor that works for any… nkad3 No Comments
