Blog 16 Nov 2018 How to Improve Chances of Getting a Mortgage With Bad Credit There are several things you need to know before applying for bad credit mortgages. On the purchasing side, the biggest thing is that you have at least a 20% down payment available for the purchase… nkad3
Blog 15 Nov 2018 How Can I Prepay a Mortgage? What is Mortgage Pre-payment? Though not offered by all banks/lenders, it can really come in handy to utilize the option to prepay a mortgage (if/when the option in available). However, to avoid confusion, this blog will focus on two… nkad3
Blog 13 Nov 2018 Is the Housing Market Going to Crash? Is it Going to Stabilize? In our profession, we tend to get this question a lot. The housing market is a very tricky machine and it is very hard to predict the path it will take in the future. In… nkad3
Blog 08 Nov 2018 Do You Qualify for a 5% Down Payment? This is right up there as one of the most commonly asked questions. Do I qualify for a 5% down payment? A 5% down payment is actually the absolute minimum that any buyer is required… nkad3
Blog 06 Nov 2018 How do I Get Out of a Second Mortgage? When most people consider getting a second mortgage, they are usually motivated by a specific need. For example, they may need some money to consolidate their other debts, or they might need some funds to… nkad3
Blog 02 Nov 2018 How to choose a Mortgage Broker Choosing a mortgage broker is an important first step when deciding to secure financing for a purchase or refinance. You want to make sure that the mortgage broker is experienced to find the best possible… nkad3
Blog 01 Nov 2018 What is the Mortgage Stress Test? Are you annoyed with this term yet – the ‘mortgage stress test’? The mortgage stress test has been the talk of the town ever since January 1st, 2018 which is when the rule first came… nkad3
Blog 30 Oct 2018 When is the Right Time to Refinance My Mortgage? Should I Wait Until My Maturity? It is very common for home owners to struggle with this question especially when they are nowhere near the maturity of their existing mortgage. In order to complete a mortgage refinance there are a few… nkad3
Blog 26 Oct 2018 What is a Debt Consolidation Mortgage? How do I Know if a Debt Consolidation Mortgage is Best? A debt consolidation mortgage is simply a mortgage taken for the purpose of consolidating debts. In other words, a debt consolidation mortgage is when you are refinancing your existing mortgage to seek additional funds in… nkad3
Blog 24 Oct 2018 What is Rent to Own? How Does Rent to Own Work? When we use the term “Rent to Own”, we are referring to a specific program set out by many companies, investors and individuals. It’s important to understand that not all mortgage brokers offer Rent to… nkad3
Blog 19 Oct 2018 How to Refinance a Mortgage with Bad Credit Mortgage refinancing is typically done when someone is looking to payout their existing mortgage in order to obtain a better rate, seek additional funds or both. When it comes to mortgage refinancing with bad credit,… nkad3
Blog 21 Sep 2018 How a Mortgage Broker Can Help If You Have Bad Credit When it comes to bad credit mortgages, banks steer clear and this often leaves potential buyers feeling hopeless in their pursuit of purchasing their own home. Mortgage brokers such as our selves, have access… nkad3
