Blog 03 Oct 2013 The “Shopping” Mentality So you need a mortgage, and you need it fast! You’re looking for the best rate so why not shop around and contact multiple brokers to see what you can get?…Buyers Beware, although in most… nkad3
Blog 03 Oct 2013 But I Was Pre-Approved When it comes to purchasing a home it is a good idea to know how much you can actually afford. Many clients seek preapprovals for two main reasons: To know that they can get financing… nkad3
Blog 03 Oct 2013 Down Payment – How Much Do I Need? It’s true, a first time home buyer can purchase a home with no more than a 5% down payment and 95% financing (high ratio mortgage with default insurance through CMHC). The main question is, are… nkad3
Blog 03 Oct 2013 Rate Fixation When it comes to mortgages, consumers tend to fixate on the rates more so than anything else the mortgage may be able to offer. Banks are well aware of the consumer mentality, hence banks often… nkad3
Blog 03 Oct 2013 Recovering From Holiday Debt The holidays have always been a time to kick back and spend quality time with your family. The holidays have also been a time for giving and receiving. Statistically speaking, many people incur much of… nkad3
Blog 11 Jul 2013 The importance of your credit! My clients ask me every day, why they don’t qualify for the mortgage rates advertised. I hate being the bearer of bad news, and hopefully this article will clear the air if you have questions,… nkad3