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This is a very common question asked by many of our clients. The interesting answer is that mortgages do not, for the most part, affect your credit score. When qualifying for a mortgage, many banks…

When it comes to mortgages, home owners are always out to get the low interest mortgage rates available, but often times are not able to qualify for those rates. This can be for a variety…

As home owners, we often find ourselves shopping for a mortgage several times throughout the life of the mortgage to seek the best we can possibly get. But what are we looking for when we…

What is HELOC and to what benefit is it to you, you may wonder. HELOC is the abbreviation for "Home Equity Line of Credit" or simple "Home Equity Line". Similar to a credit card, a…

It is not uncommon for people to be denied a mortgage by the banks. In fact, there are more people that get denied a mortgage by the banks than there are that get approved! There…

When looking to purchase a home, it is common for real agents and new home builders to request a mortgage pre approval from potentials buyers. But what is a mortgage pre approval? Simply put, a…

When getting a mortgage, there are a few things to consider that will help improve your chances of getting approved. There are three main things to pay attention to; your income, outstanding debts/credit status and…

Are you wondering how to get approved for a mortgage? To be honest, there isn’t just one specific way. Mortgage approvals, like many other financial approvals, come with different options, terms, ratios, etc. from each…

How do you know whether you are being quoted the best mortgage rates in Canada? It is easy to go from bank to bank to get quoted on a mortgage, but it’s difficult to understand…

When it comes to finances, bad things happen to good people. Unfortunately bankruptcy is one of those decisions that put you in a bind for the short run, but it’s a decision that is sometimes…

If you are buying a house with bad credit, it may very well be the start to rebuilding your financial strength. Sure, buying a house with bad credit does not allow you the degree of…

Commercial mortgages are offered to business owners and investors who are looking to purchase or refinance a property that is considered an ‘income producing’ commercial property (shopping center, apartment building, office rental building, warehouses, etc.).…