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When getting a mortgage, there are a few things to consider that will help improve your chances of getting approved. There are three main things to pay attention to; your income, outstanding debts/credit status and…

Are you wondering how to get approved for a mortgage? To be honest, there isn’t just one specific way. Mortgage approvals, like many other financial approvals, come with different options, terms, ratios, etc. from each…

How do you know whether you are being quoted the best mortgage rates in Canada? It is easy to go from bank to bank to get quoted on a mortgage, but it’s difficult to understand…

When it comes to finances, bad things happen to good people. Unfortunately bankruptcy is one of those decisions that put you in a bind for the short run, but it’s a decision that is sometimes…

If you are buying a house with bad credit, it may very well be the start to rebuilding your financial strength. Sure, buying a house with bad credit does not allow you the degree of…

Commercial mortgages are offered to business owners and investors who are looking to purchase or refinance a property that is considered an ‘income producing’ commercial property (shopping center, apartment building, office rental building, warehouses, etc.).…

This may sound like a crazy concept, but we are just pointing out that the lowest interest rates are not ideal solutions for everyone and there are often individual circumstances that would prevent you from…

Equity take out mortgages (through a refinance, second mortgage or home equity line of credit) are good short/long term solutions to free up cash flow or to increase available liquid cash for whatever your needs…

A mortgage (usually in the form of a second mortgage/HELOC/equity take out) is most commonly used for debt consolidation purposes. Though there usually isn’t a restriction on what the funds can be used towards, most…

The holidays are a great time to unwind and spend quality time with the friends and family. For some, the Holidays can also bring financial hardship. From home renovations to gift giving to hosting a…

The concept of refinancing your mortgage is simple. If you currently own a home, and your existing mortgage is close to its renewal date you may want to consider refinancing your mortgage for one, or…

Getting a second mortgage is a great temporary solution to getting rid of high interest debt, eliminating judgments or to simply increase liquid cash. Surprisingly, a second mortgage or secured line of credit (also in…