Blog 23 Aug 2019 How to Pay off Your Mortgage Sooner The lifetime of a mortgage is typically the largest of any kind of loan. Currently, the maximum amortization of a mortgage loans is between 25-30 years, although in the past it was as long 40… nkad3
Blog 26 Jul 2019 The Power of Credit We often hear the importance of credit when it comes to borrowing, especially when it comes to mortgages. Major banks and institutions of all kinds, relay on a borrower’s credit rating/history in order to assess… nkad3
Blog 15 Jul 2019 Young Buyers Swapping Retirement Savings for Down Payments Isn’t this a scary thought? Younger buyers are thinking shorter term, rather than planning for their retirement. This might mean that we’re a generation doomed to work longer and live pay cheque to pay cheque….… nkad3
Blog 26 Jun 2019 Second Mortgages Brampton Are you looking for a second mortgage Brampton service to consolidate high-interest debt? Perhaps you need to pay out creditors to avoid collections or judgments. We have been offering second mortgage Brampton services for over… nkad3
Blog 15 Jun 2019 Recent Inquiry – Urgent Mortgage Question from caller: “My purchase is closing is next week, and I need a mortgage from a mortgage broker urgently because the bank did not follow through. Can you help?” This might just be the… nkad3
Blog 31 May 2019 What To Do Before Shopping For a Mortgage Knowing what to do before shopping for a mortgage is just as important as knowing which features you want in a home before asking your Realtor to show you houses! If you dismiss this step,… nkad3
Blog 17 May 2019 What to Know About Debt Consolidation Consolidating debt is simply a method of taking all the outstanding debts that you owe and paying them out with one larger loan. When it comes to consolidating debt, leveraging the equity in your home… nkad3
Blog 15 May 2019 Proof of Income for Self-Employed Mortgage Mortgage approvals for those with stable employment have always been straight forward. These applicants for the most part, provide job letters and paystubs to confirm their income. As long as the information checks out through… nkad3
Blog 03 May 2019 When Should You Take a Second Mortgage? Second mortgages are probably the most contemplated type of mortgage. When should you take a second mortgage? … Is the major question. Well who is anyone to determine that for you? There should never be… nkad3
Blog 30 Apr 2019 First-Time Home Buyer with No Down Payment Being a first-time home buyer has many challenges in todays mortgage environment. In recent years, the Introduction of the mortgage “stress test” has but an added strain on the purchasing power of most first-time home… nkad3
Blog 19 Apr 2019 What is the Minimum Down Payment Needed When Buying a Home When you need to determine your minimum down payment requirements, using a mortgage calculator is the most accurate tool. You can simply Google ‘mortgage calculator’ for convenient and easy to use online calculators (there are… nkad3
Blog 15 Apr 2019 Recent Inquiry – First Time Home Buyer Question from caller: “I am new to Canada, is there a way I can get a mortgage?” Fortunately for many people who are in this situation, there is a “new to Canada” program that is… nkad3