Blog 22 Apr 2022 What is a Monoline Lender? Quick AnswerA monoline lender does one thing: mortgages. No chequing accounts, no credit cards, no branches. They fund through mortgage brokers only, which keeps overhead low, and a lot of that saving shows up in… nkad3 No Comments
Blog 22 Apr 2022 How to get out of a mortgage? We never know where life will take us and although we do our best to plan out our lives, we often get it wrong. What happens if you thought you were going to live in… nkad3 No Comments
Blog 22 Apr 2022 How the Blind Bid is Hurting the Canadian Housing Market? When we are saying “hurting” the housing market, it’s not what you might think. We are using this phrase to describe how this tactic is contributing to the cause of making housing less and less… nkad3 No Comments
Blog 22 Apr 2022 Which is better, a variable or fixed rate? This is probably the most common conundrum that homeowners face when deciding on which path to choose. The simple answer is that it’s not that simple. If one were better than the other, then what… nkad3 No Comments
Blog 22 Apr 2022 How do government bond yields relate to mortgage rates? Like many people, you might be wondering “how do they determine fixed mortgage rates, and what makes them move up or down?”. The answer to this question is quite simple à Government Bond rates/Yields and… nkad3 No Comments
Blog, Mortgage Tips & Advice 15 Sep 2020 Variable Mortgage Rates – Variable Mortgage Rates Canada Variable mortgage rates are a hot topic and have been for several months now (as of writing – August 5th, 2020). The Bank of Canada key interest rate (policy rate) now sits at a level… CMSpeople
Blog, Mortgage Tips & Advice 01 Sep 2020 2020 Popular Search Term – Lowest Mortgage Rates Canada According to trending mortgage search terms in Ontario (2020), Ontarians are looking for information on the lowest mortgage rates. Here is what you need to know to get the Lowest Mortgage Rates Canada: To ensure… CMSpeople
Blog, Mortgage Tips & Advice 17 Aug 2020 Mortgage Brokers Near Me? We get it, you’re looking for someone to help you with your mortgage needs and just like when searching for other goods & service providers, you want to find someone near you because…. well, it’s… CMSpeople
Blog, Mortgage Tips & Advice 05 Aug 2020 Prime Rate Canada: Important Dates/Changes to Make Note Of October 2018 to March 2020 - Prime Rate Canada: 3.95% Change (March 4, 2020) – Bank of Canada cuts it’s key interest rate by 0.50% (half a percentage point) to 1.25% from 1.75% as… CMSpeople
Blog, Mortgage Tips & Advice 15 May 2020 How to Get a 2nd Mortgage with Bad Credit If you’re wondering how to get 2nd mortgage with bad credit, then you’ll soon realize that there’s less hurdles with 2nd mortgages compared to 1st mortgages. This is because, unlike 1st mortgages, 2nd mortgages don’t… CMSpeople
Blog, Mortgage Tips & Advice 01 Apr 2020 Mortgage Deferral Aka Mortgage Payment Deferral & Relief CMSpeople