Blog 14 Dec 2018 Low Mortgage Interest Rates – How Do I Qualify? Mortgage interest rates are one of the most popular questions surrounding mortgages. Whenever anyone is looking to seek financing for a purchase, refinancing or equity take out, they are always interested to know what the… nkad3
Blog 28 Dec 2018 Notice of Sale – What You Need to Know Power of sale (also referred to as notice of sale) can be a scary experience. Power of sale is the actionable response from a mortgage bank/lender with regard to mortgage arrears, non-payment or habitual late/missed… nkad3
Blog 11 Jan 2019 Mortgage Broker vs. Direct Lender Many people wonder what a mortgage broker does compared to just going directly to the lender. In fact, there’s a misconception that a mortgage broker is someone you go to when the banks say no.… nkad3
Blog 08 Feb 2019 Steps to Take to Get Approved For a Mortgage A mortgage approval consists of various steps that lead up to the approval itself, as well as steps that follow after the approval is given by the lenders. One of the initial steps in a… nkad3
Blog 22 Feb 2019 So You’ve Been Declined for A Mortgage By A Bank – Now What? If you’re looking to purchase or refinance (or possibly even pull out additional equity) and your bank has declined you due to bad credit, don’t worry! There are many institutions that will fund bad credit… nkad3
Blog 08 Mar 2019 Tips for Mortgage Refinancing with Bad Credit There are a lot of reasons for exploring mortgage refinancing. Some of those reasons include; requesting more equity, seeking out a lower mortgage rate, consolidate debt, consolidate mortgages, paying out arrears, existing bank not willing… nkad3
Blog 22 Mar 2019 Top 5 Mistakes Made When Applying for a Mortgage The ‘top 5 mistakes made when applying for a mortgage’ is a really good topic to discuss. These mistakes happen frequently and to many mortgage seekers (over 50%), whether first time buyers or existing home… nkad3
Blog 03 Oct 2013 Down Payment – How Much Do I Need? It’s true, a first time home buyer can purchase a home with no more than a 5% down payment and 95% financing (high ratio mortgage with default insurance through CMHC). The main question is, are… nkad3