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Knowing what to do before shopping for a mortgage is just as important as knowing which features you want in a home before asking your Realtor to show you houses. Don't dismiss this step...speak to…

If you are interested in learning more about consolidating debts or discuss your personal options in consolidating debt, please give us a call and we would be happy to help! 905.455.5005

Mortgage approvals for those with stable employment have always been straight forward. These applicants for the most part, provide job letters and paystubs to confirm their income. As long as the information checks out through…

Second mortgages are probably the most contemplated type of mortgage. When should you take a second mortgage? … Is the major question. Well who is anyone to determine that for you? We can guide you…

Being a first-time home buyer has many challenges in todays mortgage environment. In recent years, the Introduction of the mortgage “stress test” has but an added strain on the purchasing power of most first-time home…

Once you have a better understanding of what you need based on the results of a mortgage calculator, speak to an expert that can effectively assess your overall borrower profile to sort out the other…

The mortgage stress test has been… well, stressful to say the least. Stressful for banks trying to meet targets, stress for mortgage brokers trying to get financing for clients, stressful for realtors and home owners…

n this industry, it’s important to continuously educate ourselves as rules/criteria are forever changing. We at CMS make a habit of continuously learning so that we can provide accurate guidance for our clients. That’s how…

Mortgage refinancing is actually a positive thing as it opens up many more doors for you at a time where you might need options, and that time is likely going to be around the maturity…

Question from caller: “I was a previous home owner, but I was wondering if could be considered as a first-time home buyer again? This is a very great question because there are different programs that…

If you’re looking to purchase or refinance (or possibly even pull out additional equity) and your bank has declined you due to bad credit, don’t worry! There are many institutions that will fund bad credit…

Interested in Getting a Mortgage? Our team can help! Our mobile mortgage brokers come to you! Ready to be pre-approved? Speak with one of our specialists today to learn more 905-455-5005