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To first understand what a Mortgage Agent is, or does, we must first understand the term ‘Agency’. Agency, or an Agency Relationship, is when one party acts on behalf of another party. In the case…

Quick AnswerLenders come in three tiers. A-lenders are the big banks and prime lenders: best rates, strictest rules. B-lenders are the flexible middle: a slightly higher rate plus a fee, but they approve bruised credit,…

Refinancing your mortgage to consolidate debts is one of the best ways to get a handle on those debts. There are various reasons why this approach is suitable for many people but the most obvious…

Traditionally speaking, the housing market does follow certain ebbs and flows (or ‘seasonality’). Just like other types of investments, even the real estate market shares opportunistic times to buy/sell throughout the calendar year based on…

First and foremost, it’s important to remember that predictions are not factual. Mortgage rate predictions, however, are made based on facts and data that are available to us. It’s possible to be completely right, but…

Like “what came first, the chicken or the egg”, the debate on “variable vs fixed rate mortgage” will too, continue to withstand the test of time. That’s because there are arguments to be made on…

A mortgage trigger rate has been a concept for quite some time, but not one that would trend often. More recently, due to increasing mortgage rates, inquiries are now growing. What is a mortgage trigger…

Mortgage Broker vs. The Bank – Why the Mortgage Broker is winning in 2023 Mortgage broker, or bank? It’s the great debate. While we share a bias, there are stats to confirm that 55%-64% of…

Should I choose a fixed or variable rate mortgage? Call one of our qualified Mortgage Agents to find out which option is best for you?

A monoline lender is one that only deals in one (mono) type of lending, which in this case is Mortgages. For more information, please contact one of our qualified Mortgage Agents.

Is it possible to get out of a mortgage? For more information, talk to one of our qualified Mortgage Agents for more information.

Blind Bids in Real Estate. What is it and how is hurting the Canadian Housing Market? For more information, please contact one of our professional Mortgage Agents.