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News worth smiling over. As of September 4, 2024, the Bank of Canada (BoC) has reduced its key interest rate by 25 basis points to 4.25%. This marks the third consecutive rate cut since June,…

As of August 27, 2024, the Canadian mortgage market continues to evolve, influenced by a combination of economic factors, interest rate fluctuations, and government policies. Here's a breakdown of the key trends and developments:  …

Disclaimer: While this blog provides general information, it's essential to consult with a mortgage professional for personalized advice based on your specific financial situation.   A Rapid Shift in the Mortgage Landscape Canada's housing market…

July 2024 Disclaimer: While this blog post provides a general overview based on current economic trends, it's essential to consult with a financial advisor for personalized advice tailored to your specific situation. The housing market…

So you've set your sights on homeownership – congratulations! But before you start browsing open houses, it's crucial to ensure your credit score is in tip-top shape. A strong credit score is essential for mortgage…

So you've found your dream home in the True North Strong and Free! But before those moving boxes appear, there's a crucial step: securing your mortgage. To navigate this process smoothly, you'll need to gather…

With rising interest rates and inflation, it's natural to feel anxious about your upcoming mortgage renewal. Many Canadians secured mortgages at historically low rates, and the prospect of a significant jump in monthly payments can…

The Bank of Canada (BoC) surprised some economists by announcing a rate cut on June 5th, 2024. This marks the first time the central bank has lowered its overnight lending rate since the early days…