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			<pubDate><![CDATA[Sat, 21 Mar 2026 18:59:12 +0000]]></pubDate>
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			<title>What&#8217;s the Difference Between a Guarantor and Co-signer?</title>
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			<title>Understanding Mortgage Affordability in Canada</title>
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			<title>How do I Remove a Name from a Mortgage in Ontario?</title>
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			<title>What is a Monoline Lender?</title>
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			<title>B Lender Mortgage in Canada: Pros and Cons</title>
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			<title>A, B, C Mortgage Lenders – Pros and Cons</title>
			<pubDate><![CDATA[Mon, 15 Jun 2026 03:09:02 +0000]]></pubDate>
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			<title>Insured vs. Uninsured Mortgage: What’s the Difference?</title>
			<pubDate><![CDATA[Sun, 14 Jun 2026 22:21:25 +0000]]></pubDate>
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			<title>Blog</title>
			<pubDate><![CDATA[Mon, 04 Jun 2018 23:47:31 +0000]]></pubDate>
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			<title>How to Save $130,000 with the Ontario HST Rebate</title>
			<pubDate><![CDATA[Wed, 27 May 2026 10:07:49 +0000]]></pubDate>
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			<title>Is the GTA Housing Market Rebounding? May 2026 TRREB Stats</title>
			<pubDate><![CDATA[Wed, 03 Jun 2026 10:09:52 +0000]]></pubDate>
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			<title>How to Handle the 2026 Rental Mortgage Rules in Ontario</title>
			<pubDate><![CDATA[Mon, 08 Jun 2026 10:10:59 +0000]]></pubDate>
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			<guid><![CDATA[https://cmsmortgages.ca/will-the-canada-technical-recession-lower-your-mortgage-rate/]]></guid>
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			<title>Will the Canada Technical Recession Lower Your Mortgage Rate?</title>
			<pubDate><![CDATA[Mon, 01 Jun 2026 10:11:38 +0000]]></pubDate>
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			<title>Is the Mortgage Renewal Crisis Ending? What the BoC Says</title>
			<pubDate><![CDATA[Fri, 29 May 2026 10:12:13 +0000]]></pubDate>
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			<guid><![CDATA[https://cmsmortgages.ca/will-the-development-charge-reduction-program-lower-home-prices/]]></guid>
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			<title>Will the Development Charge Reduction Program Lower Home Prices?</title>
			<pubDate><![CDATA[Fri, 05 Jun 2026 10:10:31 +0000]]></pubDate>
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			<guid><![CDATA[https://cmsmortgages.ca/should-you-get-a-blend-and-extend-mortgage-in-2026/]]></guid>
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			<title>Should You Get a Blend and Extend Mortgage in 2026?</title>
			<pubDate><![CDATA[Mon, 25 May 2026 10:10:19 +0000]]></pubDate>
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			<guid><![CDATA[https://cmsmortgages.ca/how-to-survive-a-375-payment-hike-on-your-2026-mortgage-renewal/]]></guid>
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			<title>How to Survive a $375 Payment Hike on Your 2026 Mortgage Renewal</title>
			<pubDate><![CDATA[Fri, 22 May 2026 10:09:29 +0000]]></pubDate>
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			<guid><![CDATA[https://cmsmortgages.ca/do-japanese-bond-yields-drive-canadian-mortgage-rates/]]></guid>
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			<title>Do Japanese Bond Yields Drive Canadian Mortgage Rates?</title>
			<pubDate><![CDATA[Wed, 20 May 2026 15:11:36 +0000]]></pubDate>
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			<guid><![CDATA[https://cmsmortgages.ca/how-to-find-hidden-gta-housing-market-opportunities/]]></guid>
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			<title>How to Find Hidden GTA Housing Market Opportunities</title>
			<pubDate><![CDATA[Wed, 10 Jun 2026 10:07:34 +0000]]></pubDate>
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			<title>Why Ontario Home Prices Are Falling: The 2026 Housing Market Forecast</title>
			<pubDate><![CDATA[Mon, 18 May 2026 10:10:34 +0000]]></pubDate>
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			<title>Why Are Ontario Fixed Mortgage Rates Rising While the BoC Holds?</title>
			<pubDate><![CDATA[Fri, 15 May 2026 17:40:05 +0000]]></pubDate>
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			<title>GTA Home Prices: What CREA’s April 2026 Report Means for You</title>
			<pubDate><![CDATA[Fri, 15 May 2026 17:40:02 +0000]]></pubDate>
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			<title>Is the 2026 Mortgage Renewal Wave Over? What GTA Owners Need to Know</title>
			<pubDate><![CDATA[Fri, 15 May 2026 17:39:59 +0000]]></pubDate>
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			<guid><![CDATA[https://cmsmortgages.ca/how-todays-boc-survey-affects-your-2026-mortgage-renewal/]]></guid>
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			<title>How Today’s BoC Survey Affects Your 2026 Mortgage Renewal</title>
			<pubDate><![CDATA[Fri, 15 May 2026 17:39:57 +0000]]></pubDate>
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			<title>Will Mortgage Rates Drop in June? Analyzing Today’s Jobs Report</title>
			<pubDate><![CDATA[Fri, 15 May 2026 17:39:54 +0000]]></pubDate>
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			<guid><![CDATA[https://cmsmortgages.ca/how-to-stack-fhsa-and-hbp-for-a-2026-gta-home-purchase/]]></guid>
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			<title>How to Stack FHSA and HBP for a 2026 GTA Home Purchase</title>
			<pubDate><![CDATA[Fri, 15 May 2026 17:39:49 +0000]]></pubDate>
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			<title>Should You Buy Now? Handling the 2026 GTA Spring Market Surge</title>
			<pubDate><![CDATA[Fri, 15 May 2026 17:39:45 +0000]]></pubDate>
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			<pubDate><![CDATA[Fri, 15 May 2026 17:39:40 +0000]]></pubDate>
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			<pubDate><![CDATA[Fri, 12 Jun 2026 10:10:24 +0000]]></pubDate>
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